46. Trade and other payables

2021

2020

€m

€m

Within 1 year

Amounts due to subsidiary companies (note 48)

31.2

112.7

Other payables

3.7

3.2

34.9

115.9

Other payables include provisions of €2.2 million at 31 December 2021 (€1.2 million at 31 December 2020).

The amounts owed by the Company to its subsidiaries is represented as follows:

2021

2020

€m

€m

Trading balances

7.2

1.5

Financing balances

24.0

111.2

31.2

112.7

Trading balances owed to subsidiary companies are subject to normal credit terms. The reduction in financing balances was due to repayment of loans to a subsidiary which were financed through repayment of amounts owed to the Company by other subsidiaries (Note 43).

Interest is payable on financing balances at agreed fixed rates comprising funding cost and a margin. The average interest rate paid on borrowings advanced during the year was 1.80% (2020: 1.76%) and the average interest rate payable on financing balances outstanding at 31 December 2021 was 1.52% (2020: 1.79%).